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Buy Now, Pay Later

LA Lipo clients now have access to a great new payment scheme for spreading the cost of treatment see more with our finance information. The Payl8r scheme is a flexible repayment scheme that caters to your personal needs.

All you need is a UK current account or debit card. Furthermore, anyone can apply. Students, retired people, dependent employees, self-employed, and people receiving benefits are all eligible. Financing depends on your ability to repay. Contact us today to find out more!

Payl8r Brochure

Important Finance Information

Interest rates range from 0-25%

You may be eligible for interest rates at just 0% if you’re able to fully repay the loan within 30 days.

For those that require a longer repayment plan to cover the cost of treatment, Payl8r will provide a quote at the outset which clearly outlines the terms. This ensures that there are no unpleasant surprises.

Using current interest rates, the following example shows a repayment schedule:

You borrow £200 over 12 months at an APR of 24% (fixed annual interest rate = 24%)

Monthly payment due: £20.66

Total interest charge: £47.92

Total interest + the principal amount you must repay: £247.92

If your circumstances change, you’re always welcome to repay earlier.

FCA-Approved Scheme

Payl8r is an independent third-party provider for the LA Lipo repayment scheme and is FCA-approved.

Credit & Affordability Checks

In order to qualify for the loan, Payl8r must carry out a credit check to ensure that clients have the ability to repay. These credit checks are done as a soft search, which will not negatively affect your credit rating. Furthermore, clients with thin credit files are not penalised. This makes it easier for all clients to qualify.

If clients are unable to pass a credit check, Payl8r also offers an affordability check by reviewing bank statements over the past 90 days.

Instant Lending Decision

Payl8r aims to provide an instant lending decision to new clients. Existing members can use the service again in the future without re-applying for credit all over again.

More Information Regarding Payl8r:

Payl8r is an FCA-approved finance scheme
Derma Technologies Ltd

LA Lipo was established in 2016 and offers reputable and high-quality Cryoliposis HIFU treatments across the UK.

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